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State Disclosure Requirements

Nations Lending Corporation (NLC) operates numerous offices and branch locations throughout the nation. Our corporate office is located in Independence, Ohio. Listed below are our appropriate disclosures and licenses.

NLC is licensed and authorized to conduct mortgage business in most states in the United States. Our Nationwide Mortgage Licensing System and Registry ID is 32416. Click here to use the NMLS Consumer Access web site to see our services are available in your state.

Corporate Offices:
Nations Lending Corporation (Nations Lending or Nations Lending Corporation)
Toll Free: 866-447-0266
Fax: (216) 446-0154
Business Hours: 9:00 am through 9:00 pm, Monday through Friday (EST)
Address: Nations Lending Corporation, 4 Summit Park Drive, Suite 200, Independence, Ohio 44131
Web Site Addresses:,,,,,,,

*When quoting a consumer in this competitive market NLC relies on the information that you provide. Our goal is to be as 100% ACCURATE as possible with your quote. If the information that you have provided us is accurate then rest assured NLC’s quote will be as well, subject to no change in market conditions prior to your loan lock.

NMLS Unique Identifier # 32416
Verify a mortgage company or individual license on the Nationwide Mortgage Licensing System Consumer Access site: NMLS Consumer Access
The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes: and the consumer should consult a tax advisor for further information regarding the deductibility of interest and charges.

NLC Corporate Office Licenses:

U.S. Dept. of Housing & Urban Development Mortgagee-FHA Lender ID # 23773-0000-0, 23773-00017 (Unconditional Direct Endorsement Approved), USDA SFHGLP Approved, Department of Veterans Affairs VA Automatic Lender 569997-00-00

Nations Lending Corporation d.b.a. NLC Loans in the following states:

Nations Lending Corporation; NMLS #32416; Nationwide Mortgage Licensing System; AL – Lic#21248; AK – Lic# AK32416 & Lic# AK32416-1; AR – LIC# 103575; AZ – Mortgage Banker License #0928798 & Lic# 0937836 & Lic# 0938121; CA – Licensed by the Department of Business Oversight, Division of Corporations under the California Residential Mortgage Lending Act Lic# 4131343; CO – Regulated by the Division of Real Estate, 773-290-0505; CT – Lic# ML-32416; DE – Lic# 9421; DC – Lic# MLB32416; FL – Lic# MLD1142; GA – Residential Mortgage Licensee #30758; HI – Lic# HI-32416; ID – Lic#MBL-8404; IL – Residential Mortgage Licensee – James R. Thompson Center, IDFPR-Residential Mortgage Banking, 100 W. Randolph, 9th Floor, Chicago, Illinois, 60601, 844 768-1713 Lic# MB.6760494; IN – Lic# 15487; IA – Lic# 2011-0036 & Lic# 2014-0085 & Lic# 2016-0086; KS – Licensed Mortgage Company – Lic# MC.0025075; KY – Mortgage Company License MC292120; LA – Lic# 32416; ME – Lic# SLM11750; MD – Lic# 06-12186; MA – Mortgage Lender and Mortgage Broker Licenses #MC32426; MI – Lic# FR0019200 & Lic# SR0021069; MN – Lic# MN-MO-20490001 & Lic# MN-MO-32416.1 & Lic# MN-MO-32416.2; MO - Licensed as a Missouri Mortgage Company License 19-2475; MS – Mississippi Licensed Mortgage Company, Lic# 32416; MT – Mortgage Broker and Lender License #32416; NE – Lic# – NE32416; NH – Nations Lending Corporation, d.b.a. Nations Lending of Ohio, Licensed by New Hampshire Banking Department – Lic# 13401-MB; NJ – Licensed by New Jersey Department of Banking and Insurance; NM – Lic# 32416; NY – Pending; NC – Lic# L-141022; ND – Lic# MB102578; OH – Lic #MB.803080.000 & Lic# SM.502028.000; OK – Mortgage Broker and Lender Licensee Lic# ML010240 & ML011106 & ML011125; OR – Lic# ML-4015; PA – Licensed by the Pennsylvania Department of Banking and Securities Lic# 32975; RI – Rhode Island Licensed Broker and Lender Licensee Lic# 20143006LL & Lic# 20143007LB; SC – South Carolina Licensed mortgage Broker and Lender Lic# MLS – 32416 & MLS – 32416 OYN #1 & MLB – 32416 OTN #2; SD – Lic# ML.04896; TN – Lic# 112723; TX – Licensed Mortgage Banker & Licensed Residential Mortgage Loan Servicer – Texas Department of Savings & Mortgage Lending; UT – UTA-DRE Mortgage Entity Licensee Lic#6870689 & Lic # 9836458; VT – Lender and Broker Licensee Lic#6549 & Lic# 6733 & Lic# 6925 & Lic# 1375MB & Lic# 1376MB & Lic# 1377MB; VA – Licensed by Virginia State Corporation Commission, License # MC-3449; WA – Lic# CL-32416; WV – Licensed Mortgage Broker and Lender Lic#MB-23102 & ML-30460; WI – Licensed as Mortgage Banker and Broker Lic# 32416BA & Lic# 32416BR; WY – Lic# 2155

Nations Lending Corporation d.b.a. Nations Lending, NLC Loans, Mortgage Pros at Nations Lending Corporation, NEO Purchase Team at Nations Lending, Nations Lending of Ohio, The Pence Team at Nations Lending, Epic Mortgage Guy, Ohio Purchase Team at Nations Lending,,The NEO Purchase Team at NLC Loans. Nations Lending is an Equal Housing Lender.

Nations Lending Corporation; NMLS #32416; Nationwide Mortgage Licensing System;

Mortgage Information Booklets Provided by HUD and Federal Reserve Board

What You Should Know About Home Equity Lines 01012014.pdf

Settlement Costs Booklet 01012014.pdf

Consumer Handbook on Adjustable Rate Mortgages 01012014.pdf

Fair Housing: Equal Opportunity for All

Fed Reserve Mortgage Settlement Booklet 042012.pdf

Interest-Ony Mortgage Payments and Payment-Option ARMS 01052010.pdf

Looking for the Best Mortgage 01052010.pdf

CFPB Your Home Tool Kit

Mortgage Information for Reverse Mortgages (HECM) loans

Reverse Mortgages – Use Your Home to Stay at Home.pdf

Reverse Mortgages – Preparing for Your Counseling Session.pdf

Reverse Mortgages – Sample Loan Documents.pdf

Other Policies

Standard Privacy Policy

Disclaimer: The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes: and the consumer should consult a tax adviser for further information regarding the deductibility of interest and charges.

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at

Loans made or arranged pursuant to a California Financing Law license.