Author: nationslending

How’s Your Credit?

How’s Your Credit?

What, if anything, is holding the mortgage market back? One culprit that Nations Lending sees is that credit scores are not working the way they should. Our loan officers know that perhaps no number is more important to U.S. consumers than their credit score. It can determine everything from the size of the required deposit […]

Why Rates are Increasing

Why Rates are Increasing

Nations Lending’s loan officers have noticed that rates are a significant discussion topic among our clients. There are many moving parts as to why yields are rising and consequently interest rates. Let’s look at some factors that are currently influencing this trend. The increase in rates has occurred on concerns about rising inflation pressure, with […]

After Your Loan Closes

After Your Loan Closes

Nations Lending is an expert when it comes to funding and closing your loan. Our loan officers work with real estate agents, escrow & title officers, inspectors, and everyone else involved in helping you finance your home. But what happens after your loan closes? Where do your monthly payments go? And rest assured – we’re […]

Rich get richer.

Rich get richer.

Not only is your Nations Lending loan officer well-versed in loan details, but they also help their clients by watching overall economic trends. Key indicators associated with household wealth might give the impression that balance sheets should be in much better shape than they are. Home prices, for example, are at or near their pre-recession […]

What is an IRS 4506T?

What is an IRS 4506T?

We just finished “tax season,” with its usual gyrations. But one thing is year around, and that’s a tax form usually included in the mortgage process. An IRS Form 4506-T is required by almost every lender, including Nations Lending, as part of a mortgage application package, and every conforming loan for Fannie Mae and Freddie […]